Our goal is to provide all Canadians, regardless of their credit status, with a wide variety of products related to loans, credit or debt. Whether it is to deal with consumer debt or to renovate your home, Loans Quebec can help you. If you are currently looking for financial assistance, Loans Quebec should be your first stop. To help you answer your questions better, here are the top 10 reasons why the majority of our clients turn to us for financial assistance according to their needs.
To Manage Credit Card Debt
Credit card debt is unfortunately one of the biggest financial problems facing most Canadians. There is nothing worse than feeling trapped by past debt. We offer several options to help you better manage your debt and free yourself:
- credit rehabilitation
- debt settlement
- consumer proposals and bankruptcy for more serious cases
If your credit card debt has become far too heavy for you, the first step is to choose the best debt relief solution for your needs. One of our advisors is always available to help you start the process.
To buy a vehicle
Most Canadians need a vehicle to get to work, to help with everyday tasks such as grocery shopping or picking up children. A car is a necessity and Loans Quebec offers financing solutions for everyone. For those looking for financing for something less convenient and more adventurous, we also offer loans for recreational vehicles. Among others:
To buy a house
Taking a mortgage from a reputable bank or other more traditional financial institution is a great option for many people, but for those looking for a more personalized experience or simply for the sake of rejection by the banks, we can help you . We can find the type of mortgage or mortgage you need:
- First mortgage. For those looking to buy their first home
- Second mortgage. For those looking to invest in the real estate market.
- Relay credit. Needs short-term, mortgage financing or to help you move from non-viable to viable.
- Mortgage refinancing. For those who want to tap into their own funds.
To renovate a house
Even the simplest home renovations can cost thousands of dollars. So, if you’re thinking of renovating part of your home, taking a loan is a great way to finance these renovations. One of the main reasons, other than creating the house of your dreams and enjoying it with your family, is to increase its value by modernizing it. A new kitchen, modernizing the bathroom facilities or a finished basement can give a lot of value to your home and even take advantage of it if you decide to sell in the future.
To organize the wedding of your dreams
Weddings cost money, especially if you have a long list of guests or have a specific idea of how this special day is going to work. Before you even think of charging wedding expenses to a high interest credit card, consider a loan to finance your wedding. This option is particularly beneficial for people with good credit, allowing you to get a better interest rate than that associated with your credit card.
To invest in a company
Investing in your own business is a great way to improve your customer base, hire more employees and make more money. Most business owners, whether it’s a startup or a large corporation, need to take a loan at one time or another to invest and grow their business.
To consolidate a debt
A debt consolidation loan is one of the most common ways to help manage out-of-control debts. Quebec Loans can put you in touch with a lender who specializes in debt consolidation. You could as well:
- Reduce the amount you owe each month
- Refund your creditors
- Avoid bankruptcy
- Improve your credit
Break the cycle of payday loans
The payday loan industry is eating away consumers who find themselves in dramatic situations with nowhere to go. It may be almost impossible to break the cycle of debts that payday loans create. Fortunately, many of our clients have been able to cope by taking a more suitable personal loan that offers them:
- Payments according to their budget
- Lower interest rates
- Better conditions
- An opportunity to start rebuilding their credit
To help cover the cost of an emergency
Unfortunately, life is on its way and can sometimes be expensive. A short-term installment loan is one of the best ways to help cover the cost of an unexpected expense. Generally, you will be approved after a day or two, which means that you will be able to deal with your urgent situation as quickly as possible. Here are some cases where an emergency loan can help you:
- Car problems
- Unexpected travel
- Medical fees
- Property damage
To settle a tax debt
Dismissing money from the government is not pleasant for anyone, especially if you do not expect an invoice and you are not able to pay it back. Taking a personal loan to pay your tax bill can reassure you and you will not need more money from the government.
Are you looking for specific financial help?
If none of these options can meet your needs, a financial specialist of your choice would be more than happy to help you find a solution to your problems or a loan to cover your expenses.